Buying your own home has always been the main goal of millions of Brazilians.
With the advancement of technology, this dream has become closer to becoming a reality with just a few clicks.
The traditional Caixa Econômica Federal event has gained a new digital version.
THE 100% Online Home Fair allows you to buy properties without having to wait in lines or leave your home.
If you want to understand how it works, who can participate, what the advantages are and how to take advantage of this opportunity, continue reading and see how to make the dream of owning your own home a reality directly from your cell phone or computer.
What is the 100% Online Home Sale?
THE 100% Online Home Fair is an event promoted by Federal Savings Bank, in partnership with construction and development companies, to facilitate access to housing. The digital format of the fair was created to modernize the purchasing experience and make it more accessible to all audiences.
In this modality, interested parties can:
- Choose between thousands of properties available
- Simulate housing finance
- Check special conditions and subsidies from the My House My Life program
- Schedule a virtual appointment with Caixa
All this in a way safe, convenient and without having to leave home.
How does the Caixa 100% Online Fair work?
The process is simple and 100% digital. See the step by step:
1. Access the official Caixa Fair website:
The event usually takes place on specific dates, and properties become available on CAIXA Digital Fair or on the portal CAIXA Housing.
2. Make a custom search:
You can filter properties by region, value, type (house, apartment, new or used), income range, among other criteria.
3. Choose the ideal property for your profile:
You can view photos, detailed information, location and value of the property. Many of them are already within the My House My Life.
4. Simulate financing:
With the CAIXA Housing Simulator, you can find out the value of the deposit, the installments and the subsidy you can receive.
5. Send the proposal or schedule the service:
Once you have found the ideal property, you can send your proposal or schedule an appointment with a Caixa specialist to finalize the process.
What are the advantages of the Online Home Sale?
Participating in the digital fair offers countless benefits for those seeking practicality, savings and security when financing their own home. Here are the main ones:
- 100% online: No queues, no travel or wasted time
- Properties with special prices: Many offers with exclusive discounts
- Facilitated financing conditions
- Access to My Home My Life: Includes properties with government subsidy
- Agility in credit analysis
- Variety of properties available throughout Brazil
In addition, some partner construction companies, such as MRV, Tent and Rodobens, offer even more advantages within the fair, such as reduced entry, free documentation and fast delivery.
Who Can Participate in the Caixa Fair?
Anyone interested in financing a property can participate. However, it is important to meet the basic requirements demanded by the program. My House My Life and by Box:
- Be over 18 years old
- Not owning another property in your name
- To be with the clean name in credit protection agencies
- Prove formal or informal income
- Have the Updated CadÚnico, if you are in a low-income bracket
The good news is that even informal workers can participate, as long as they present minimum proof of income.
Properties with subsidies from My House My Life at the Fair
During the fair, many of the available properties are already part of the program My House My Life, now integrated again under that name, after replacing the Green and Yellow House.
These properties have:
- Grants of up to R$55,000 (depending on income range and location)
- Reduced interest
- Possibility of using the FGTS
- Installments compatible with family income
You can directly consult the eligible properties on the fair website and check if they fit into the program's ranges.
Tips for Making the Most of the Online Home Sale
To ensure a successful experience and make the most of the fair opportunities, follow these tips:
- Simulate financing in advance
- Gather your documents: ID, CPF, proof of income, marital status and residence
- Make sure your name is clean
- Keep the Updated CadÚnico, if applicable
- Check your balance FGTS to use at the entrance
Additionally, save the properties you are interested in, read the terms carefully and contact a Caixa consultant to clarify any specific questions.
Conclusion
THE 100% Online Home Fair is an innovative initiative that facilitates access to housing for thousands of Brazilians. The possibility of choosing and financing a property with security, transparency and comfort is a revolution in the real estate sector.
With special conditions, properties subsidized by My House My Life and personalized service, you have everything you need to make your dream come true — and the best part: without leaving home.
Frequently Asked Questions About the 100% Online Home Sale
1. When does Caixa's Home Ownership Fair take place?
The event is usually held annually, usually in the first half of the year. The dates are published in the Caixa's official website.
2. Can I participate even if I have a bad credit history?
No. You must have a regular CPF and no outstanding debts with credit agencies.
3. Are the available properties new or used?
The fair offers new, used and under construction properties, according to the region and local partnerships.
4. Can I use my FGTS at the fair?
Yes. The FGTS balance can be used as a down payment or to pay off installments, according to Caixa rules.
5. Is the service completely online?
Yes. From choosing the property to scheduling an appointment with Caixa, everything can be done online.